In other news today...
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@scholrlea said in In other news today...:
@pjh Huh. I wonder what I did wrong.
You put the URL in as part of a larger paragraph. Stuff only gets oneboxed if the URL is the entirety of the line.
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@bb36e said in In other news today...:
You forgot to lead with "A Florida Woman" (or at least passing through):
A judge says Florida authorities must retain custody of a horse whose owner was charged with driving drunk while riding the animal.
Byrne was arrested Nov. 2 after riding her horse down a highway. The Polk County Sheriff’s Office said her breath samples registered a blood alcohol level twice Florida's legal limit.
Byrne's attorney, Craig Whisenhunt, said he would revisit the custody issue at a Jan. 11 hearing regarding additional pending charges of disorderly intoxication, animal endangerment and culpable negligence.
More news in here:
“I can tell you it’s going to be interesting if (the DUI charge) goes through,” Bruchey said. “The way sheriffs look at it, the woman put a saddle and bridle on this horse and was riding it to get from point A to point B. For all intents and purposes, we look at that as a vehicle.”
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@polygeekery said in In other news today...:
What she proposed was nothing unusual.
I thought that was his point. Not that I've really paid any attention to this, but I recall hearing him say that he was tired of ridiculous offers like this.
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@jbert said in In other news today...:
“I can tell you it’s going to be interesting if (the DUI charge) goes through,” Bruchey said. “The way sheriffs look at it, the woman put a saddle and bridle on this horse and was riding it to get from point A to point B. For all intents and purposes, we look at that as a vehicle.”
This tells me police are going to try to arrest drunk people riding in a driverless car once that actually becomes a thing.
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@boomzilla A rider is still "driving" the horse, in the sense of being in control of where it goes. (And if not, that's another big problem, especially on a public road!) So I can see the point in charging this woman with DUI. For an autonomous vehicle, this is not the case, so that's really : .
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@masonwheeler
You can get a DUI for sitting in a parked car while drunk if the keys are in the car (they need not be in the ignition).
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@dragoon OK, now that's just stupid. How can you be Driving Under the Influence when there is no driving going on?
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@masonwheeler said in In other news today...:
A rider is still "driving" the horse, in the sense of being in control of where it goes.
Maybe, but I think typically a horse will stop before crashing into something. Although maybe a drunk rider would fail to stop for a red light so maybe that could justify a DUI.
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@polygeekery said in In other news today...:
We have a lot of good Florida Man stories coming in the next few years.
Odds that he's bankrupt in just a few years?
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@boomzilla said in In other news today...:
This tells me police are going to try to arrest drunk people riding in a driverless car once that actually becomes a thing.
@dragoon said in In other news today...:
@masonwheeler
You can get a DUI for sitting in a parked car while drunk if the keys are in the car (they need not be in the ignition).Wait - were you 2 sitting next to us at lunch today??? (we were just talking about this since my boss is getting the new Tesla.)
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@dcon I'm in Utah. Boomzilla is somewhere on the East Coast IIRC. No idea where Dragoon is from, or you for that matter, but it's highly unlikely that any of us were within 100 miles of each other today at lunch. :P
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@dcon said in In other news today...:
@polygeekery said in In other news today...:
We have a lot of good Florida Man stories coming in the next few years.
Odds that he's bankrupt in just a few years?
National odds are 75-80%. But this is Florida we are talking about.
I say 50/50 that he is dead in a pile of cocaine before Groundhog Day.
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@dcon said in In other news today...:
@polygeekery said in In other news today...:
We have a lot of good Florida Man stories coming in the next few years.
Odds that he's bankrupt in just a few years?
That depends on how much good sense he has.
It's not hard to find a municipal bond fund that will yield a bit north of 5% APY. Put away 2 million in there, 5% of that is $100,000, six figures of nice, stable income. Then have the discipline to NOT TOUCH THAT, and you'll be fine even if you blow through the rest of it.
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I am in Colorado, so not likely.
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@masonwheeler said in In other news today...:
That depends on how much good sense he has.
He is playing the lotto, so not a lot.
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@dragoon said in In other news today...:
He is playing the lotto, so not a lot.
You make a good point!
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@polygeekery said in In other news today...:
I say 50/50 that he is dead in a pile of cocaine before Groundhog Day.
That's not weird enough for Florida. He's going to be found dead in a pile of cocaine at the top of a boom lift hanging out a sixth-story apartment window, with a sea anemone stuffed down the back of his pants and "Barbie Girl" playing on infinite replay from his phone.
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@polygeekery said in In other news today...:
@dcon said in In other news today...:
@polygeekery said in In other news today...:
We have a lot of good Florida Man stories coming in the next few years.
Odds that he's bankrupt in just a few years?
National odds are 75-80%.
This is why I think taking the annual payouts is a smart move and people bloviating about the net present value are looking at the wrong problem. If you blow all your money this year at least you have more coming in next year (at least for 20 years or however long those go on).
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@boomzilla said in In other news today...:
@polygeekery said in In other news today...:
@dcon said in In other news today...:
@polygeekery said in In other news today...:
We have a lot of good Florida Man stories coming in the next few years.
Odds that he's bankrupt in just a few years?
National odds are 75-80%.
This is why I think taking the annual payouts is a smart move and people bloviating about the net present value are looking at the wrong problem. If you blow all your money this year at least you have more coming in next year (at least for 20 years or however long those go on).
Even the people who take the annuity option have a 75-80% bankruptcy rate with 5 years.
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@polygeekery said in In other news today...:
@boomzilla said in In other news today...:
@polygeekery said in In other news today...:
@dcon said in In other news today...:
@polygeekery said in In other news today...:
We have a lot of good Florida Man stories coming in the next few years.
Odds that he's bankrupt in just a few years?
National odds are 75-80%.
This is why I think taking the annual payouts is a smart move and people bloviating about the net present value are looking at the wrong problem. If you blow all your money this year at least you have more coming in next year (at least for 20 years or however long those go on).
Even the people who take the annuity option have a 75-80% bankruptcy rate with 5 years.
At least the people with an annuity can go bankrupt every year whilst the neighbors only manage to do it once.
Filed under: Clear winner here
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@jbert said in In other news today...:
@polygeekery said in In other news today...:
@boomzilla said in In other news today...:
@polygeekery said in In other news today...:
@dcon said in In other news today...:
@polygeekery said in In other news today...:
We have a lot of good Florida Man stories coming in the next few years.
Odds that he's bankrupt in just a few years?
National odds are 75-80%.
This is why I think taking the annual payouts is a smart move and people bloviating about the net present value are looking at the wrong problem. If you blow all your money this year at least you have more coming in next year (at least for 20 years or however long those go on).
Even the people who take the annuity option have a 75-80% bankruptcy rate with 5 years.
At least the people with an annuity can go bankrupt every year whilst the neighbors only manage to do it once.
Filed under: Clear winner here
Not necessarily. They are able to borrow against the remainder of the annuity just as it were any other asset. It is fairly common for people to take the annuity option and then end up borrowing against all future dispersements within 7 years. They are bankrupt even with millions in future income because it is already borrowed against.
Notorious B.I.G.had it right. Mo' money, mo' problems. If you give someone who is shit at handling a $30K income $300M, they will be just as shitty at handling that. Probably more so. 10,000 times worse, roughly.
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@polygeekery said in In other news today...:
We have a lot of good Florida Man stories coming in the next few years.
I just noticed that he claimed the jackpot through an LLC, but forgot to anonymize the ownership so everyone has his name anyway.
Oh yeah, he is going to crash hard.
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@polygeekery said in In other news today...:
@jbert said in In other news today...:
@polygeekery said in In other news today...:
@boomzilla said in In other news today...:
@polygeekery said in In other news today...:
@dcon said in In other news today...:
@polygeekery said in In other news today...:
We have a lot of good Florida Man stories coming in the next few years.
Odds that he's bankrupt in just a few years?
National odds are 75-80%.
This is why I think taking the annual payouts is a smart move and people bloviating about the net present value are looking at the wrong problem. If you blow all your money this year at least you have more coming in next year (at least for 20 years or however long those go on).
Even the people who take the annuity option have a 75-80% bankruptcy rate with 5 years.
At least the people with an annuity can go bankrupt every year whilst the neighbors only manage to do it once.
Filed under: Clear winner here
Not necessarily. They are able to borrow against the remainder of the annuity just as it were any other asset. It is fairly common for people to take the annuity option and then end up borrowing against all future dispersements within 7 years. They are bankrupt even with millions in future income because it is already borrowed against.
Notorious B.I.G.had it right. Mo' money, mo' problems. If you give someone who is shit at handling a $30K income $300M, they will be just as shitty at handling that. Probably more so. 10,000 times worse, roughly.
If I ever win the lottery which is probably impossible because I never play because I am not bad at math, I would use it only to invest in cash positive real estate.
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@karla said in In other news today...:
If I ever win the lottery which is probably impossible because I never play because I am not bad at math, I would use it only to invest in cash positive real estate.
What do you know about real estate? You could just as easily lose it all in real estate as you could anywhere else.
The safest bet would be mutual funds. If you spread it all out across 30+ mutual funds you could limit your risk to almost nothing and have guaranteed income for the rest of your life with almost no effort..
He won a prize that has a ~$282M cash payout. Let's say that $82M of that goes to the taxman in order to make the numbers nice and even. He walks away with $200M. If you invested that and netted 10% growth, subtract 3% for inflation and you could have a $14M/year income for the rest of your life that would adjust upwards for inflation every single year. Knock off another 2% for whatever and you still have $10M/year.
That $10M is also purely capital gains, so each time you cash out some investments to pay yourself you would only pay 15% taxes on it. No social security withholdings, etc. $8.5M net per year. Over $700K/month. That should cover any hookers and blow expenses that would not kill you anyway.
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@polygeekery
The problem with that sort of math is it's nebulous average returns. But unless you're only drawing somewhat less than the average on the good years (and letting the capital stock build up), one bad year will totally wipe you out, because now your capital stock dropped 20% in value natively, and you still pull your 10% annual spend, so you went from $200M to $140M and now you need to chase 14% returns to keep spending the same $20M a year, so it just gradually death spirals.
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@izzion said in In other news today...:
@polygeekery
The problem with that sort of math is it's nebulous average returns. But unless you're only drawing somewhat less than the average on the good years (and letting the capital stock build up), one bad year will totally wipe you out, because now your capital stock dropped 20% in value natively, and you still pull your 10% annual spend, so you went from $200M to $140M and now you need to chase 14% returns to keep spending the same $20M a year, so it just gradually death spirals.Your math seems intuitive, but it is faulty. Sort of. You will get those 14% years on a long enough timeline.
I worked it all out in a spreadsheet once, substituting actual historical numbers and came within a percent of the "nebulous average". Good enough for forum conversations.
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@polygeekery said in In other news today...:
@karla said in In other news today...:
If I ever win the lottery which is probably impossible because I never play because I am not bad at math, I would use it only to invest in cash positive real estate.
What do you know about real estate?
Why do you assume I don't know anything about real estate?
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@karla said in In other news today...:
Why do you assume I don't know anything about real estate?
Because you're a woman?
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@lolwhat said in In other news today...:
@karla said in In other news today...:
Why do you assume I don't know anything about real estate?
Because you're a woman?
Fair enough.
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@karla said in In other news today...:
@lolwhat said in In other news today...:
@karla said in In other news today...:
Why do you assume I don't know anything about real estate?
Because you're a woman?
Fair enough.
Is it though?
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@tsaukpaetra said in In other news today...:
@karla said in In other news today...:
@lolwhat said in In other news today...:
@karla said in In other news today...:
Why do you assume I don't know anything about real estate?
Because you're a woman?
Fair enough.
Is it though?
Not, really, but I thought it funny to say.
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@mott555 said in In other news today...:
"Barbie Girl" playing on infinite replay from his phone.
at least it wasn't Linkin Park
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@polygeekery said in In other news today...:
I say 50/50 that he is dead in a pile of cocaine before Groundhog Day.
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@masonwheeler said in In other news today...:
The purpose of this change is to make the browser better able to sustain high frame rates. To hit a constant 60 frames per second
TIL that browsing the web now has the same FPS requirement as high-end gaming.
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@atazhaia said in In other news today...:
@masonwheeler said in In other news today...:
The purpose of this change is to make the browser better able to sustain high frame rates. To hit a constant 60 frames per second
TIL that browsing the web now has the same FPS requirement as high-end gaming.
Only if you want smooth scrolling instead of a juddering mess ;)
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@rhywden said in In other news today...:
Only if you want smooth scrolling instead of a juddering mess ;)
The alternative that also permits smooth scrolling — not letting javascript take over the execution — being thought undesirable?
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@dkf said in In other news today...:
letting javascript take over the execution
Letting Javascript take over the execution tends to go as well as the attempt to execute the player character at the start of Skyrim.
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@boner They must get all kinds of crazy:
One user claiming to have worked at Apple in the past added other examples observed, including a buyer sniffing a box and requesting the phone to be changed because it didn't smell like apples.
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It's a busy news week.
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@boner A Saudi camel beauty contest? That's just begging for all sorts of jokes...
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@jbert said in In other news today...:
One user claiming to have worked at Apple in the past added other examples observed, including a buyer sniffing a box and requesting the phone to be changed because it didn't smell like apples.
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@luhmann said in In other news today...:
@mott555 said in In other news today...:
"Barbie Girl" playing on infinite replay from his phone.
at least it wasn't Linkin Park
"Honey", by Bobby Goldsboro.
(There. I've played the nuclear option. Now we can all go on to other things.)
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@mott555 said in In other news today...:
@polygeekery said in In other news today...:
I say 50/50 that he is dead in a pile of cocaine before Groundhog Day.
That's not weird enough for Florida. He's going to be found dead in a pile of cocaine at the top of a boom lift hanging out a sixth-story apartment window, with a sea anemone stuffed down the back of his pants and "Barbie Girl" playing on infinite replay from his phone.
There will be some manner of large reptile involved also.
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@karla Truth is, being bad at math rarely comes into it, because what most people who play the lottery are bad at is life.
And yes, I know what I am talking about, because I tend to throw some money away on it from time to time, usually at the points of my life when I can least afford it. I know damn well that I won't win, but the idea that I might win, and more importantly, the idea that I have nothing more to lose and that piss-poor odds of success are better than no chance of success at all (i.e., that nothing else I might do has any chance of digging me out of the financial - and more importantly, psychological - hole I am in), is very effective at short-circuiting what little capacity for rational thought I possess.
Plenty of people who do realize, on an intellectual level, that they will never win, still gamble anyway (the lottery is just the form that is most accessible to the desperate) because the real power behind gambling is twofold: it gives small payouts just often enough to trigger a conditioned reaction even for those who haven't won any themselves, and it appeals to those who see their lives as effectively already over (often quite correctly, even for those as young as the Florida Man in question) by seeming to offer what is, in effect, a real-world Phoenix Down.
(I might add that a similar reasoning applies to a lot of drug dealers, as well as to the types who join groups like ISIS: their thinking usually is, "I'm already as good as dead, I might as well going out in a blaze of glory". Street dealers generally don't fear going to jail because the odds are they will live longer in prison than on the street - most street dealers expect to be dead long before the cops know about them.)
These are both very, very powerful motivators - indeed, current thinking about operant conditioning, and especially variable interval reward conditioning, is that behavioral addictions such as gambling addiction are literal, physical addictions rooted in a physiological release of the neurotransmitter dopamine when the 'reward' is achieved (whether it is a $50 lottery win, a feeling of accomplishment in beating a level in a video game, or getting less-harsh-than-usual treatment from an abusive partner).
Similarly, desperation can drive someone to do things a lot stupider than playing a $2 lottery twice a week when they can't afford it.
And trust me, there are a lot of people who can't afford food because they are spending $50 on each drawing. The human brain is seriously fucked up sometimes.
Also, the lottery has a such a brain-rapingly high potential payout for such a seemingly minuscule investment (because no one in human history has ever considered how much they have spent on a lottery in the past for any reason other than to apply the Gambler's Fallacy towards justifying their decision to spend even more), that it overrides the good sense of even those who realize it that they would be more likely to find a gold bar lying out on the sidewalk.
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@scholrlea said in In other news today...:
And trust me, there are a lot of people who can't afford food because they are spending $50 on each drawing. The human brain is seriously fucked up sometimes.
I stopped at a sketchy gas station once for a Snickers and a Coke and the person in front of me appeared to not have two nickles to rub together and ended up dropping ~$250 on fucking scratch off tickets. I can only assume that was most of her wages for the week.
On one hand it was sad. On the other I wanted to offer for her to give me $250 and I would give her $42 back, then she could give me the $42 and I would give her $9 back, then she could give me the $9 and I would keep it.