Get rid of old technologies!!!!!!!!!! Blakeyrat is an idiot for even attempting to use this forum
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They perform the same imaging and hashing functions and contact the bank. If it matches, they have recieved your leaf and can have the currency transferred to them.
So you have to transfer physical objects anyway... kinda defeat the point.Also, you need a central bank. The whole "mining" mess is to produce a fully decentralized system. Get rid of that requirement and you just end up with a very simple public database :P .
Filed under: taking jokes seriously
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A perfect system for most of the year. Sooner or later the currency will experience a fall and after that all the local distribution branches will be bare until such time new ones can be regenerated and spring the
ecologyeconomy back into life
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The American banking system looks pretty primitive from here.
Yeah. Lots of legacy stuff. Just like our phones. I think the big banks have a fair amount of online tools, but smaller ones are hit and miss, just like any other small business. Some will be way ahead of the curve and others probably operate like it's still 1960.
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A whoosh for @another_sam, please.
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Of course, if any of those do win, it will just be PayPal 2.0 where a single company can decide to fuck your business over.
I can pay online Australian retailers using an electronic transfer straight from my bank account to theirs. No PayPal required. I have less protection than using a credit card because no chargebacks, but also no credit card or PayPal surcharge, and the words that appear on the bank statement are mine instead of some obscure business name.
I had a charge from "Ectothermic Enterprises" appear on my credit card a while ago. Turns out it's legit but it took me a little while and a Google search to work out who they were, when the statement was sent to me several weeks after the charge was made. See if you can guess. Answer: [spoiler]The National Reptile Museum[/spoiler]
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You can leaf now.
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Lots of legacy stuff
We have that too, but we have a facade of modernity so most of the time we can pretend they're not running on mainframes from the '60s.
I think the big banks have a fair amount of online tools, but smaller ones are hit and miss, just like any other small business.
I think we have more bank regulations than you do, and a history of even tighter regulations, so we've mostly only got four big banks and not so many small banks. However, service, including online, is how the small banks distinguish themselves. From what I've read they're way in front of the big banks despite the lack of resources you'd expect.
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A whoosh for @another_sam, please.
Because I didn't comment on the Urn/earn pun? I got it, I just went another way.
Unless there's some other joke I didn't get, then I'll accept my and wear it with pride.
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My apologies, due to the (relative) lateness of the hour, my telepathy receivers are in serious need of a recharge - limited range / functionality. So I had to work with my other "senses".
I therefore, formally, withdraw my nomination, and submit a subsequent one for myself, for failing to "see" your "other way". Is there a Second?
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my landlord only has the one tenant (me)
That's the only check I write routinely, too. My landlords are just a guy and his wife renting out the house they used to live in, not any kind of professional property management, so they're not set up for any kind of electronic payment, either. I occasionally write other checks, like to a dog-sitter when I have to go out of town, but other than the monthly rent, only maybe a couple of checks a year.
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That's the only check I write routinely, too. My landlords are just a guy and his wife renting out the house they used to live in, not any kind of professional property management, so they're not set up for any kind of electronic payment, either.
I'm just a guy who owns a house, not any kind of professional property management, and I'm not set up for electronic payment either.
Oh, wait, hang on yes I am because I have a bank account and I don't live in the third world. My tenant pays rent from his bank account to mine. Previous tenants had it set up to pay automatically every fortnight, I can tell the current tenant doesn't because it comes in at different times. None of them need to visit a branch, write a cheque (I won't accept a cheque for rent anyway, nor for anything else) or chisel runes on a stone tablet (I also won't accept stone tablets, clams or chickens for rent - I have enough chickens already).
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I can pay online Australian retailers using an electronic transfer straight from my bank account to theirs. No PayPal required. I have less protection than using a credit card because no chargebacks, but also no credit card or PayPal surcharge, and the words that appear on the bank statement are mine instead of some obscure business name.
But can you do it in the supermarket checkout with a tap of your phone (or smart card, RFID thing, etc)?
Because people use supermarkets, and until you can use bank transfers there, people will need a third-party company to handle it. Be it Visa, Google, Square or PayPal.
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But can you do it in the supermarket checkout with a tap of your phone (or smart card, RFID thing, etc)?
That's exactly what I can do. Paywave Yes, it uses Visa and charges my credit card. On the plus side, my credit card runs Java using wireless power and networking, that's mind-blowing.
Except the antenna in my card has failed so I have to insert the card instead. Then I have the option to use EFTPOS to transfer straight from my bank account, or charge my credit card instead.
Because people use supermarkets, and until you can use bank transfers there, people will need a third-party company to handle it.
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Ever heard of a barter economy?
Yes of course, but if you do it for drinks, or food, or a movie ticket, it's called flirting, not prostitution.
So I'll stick to my restrictive definition.
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@another_sam said:
I can pay online Australian retailers using an electronic transfer straight from my bank account to theirs.
But can you do it in the supermarket checkout with a tap of your phone (or smart card, RFID thing, etc)?
Does using a bank card with a magnetic strip and/or a chip plus a PIN number count? (Never having been to Australia I don’t know if this is common there, but you can pay in almost any shop in the Netherlands like this.)As for cheques, back when I used to do the occasional bit of freelance writing for American RPG publishers, they mailed me cheques that always turned into a major hassle to cash, not to mention costing me about €8 each time to simply get the money put into my bank account. Hurrah for [url=https://en.wikipedia.org/wiki/International_Bank_Account_Number]IBAN[/url], I say.
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if you do it for drinks, or food, or a movie ticket, it's called flirting, not prostitution.
I don’t agree. If the recipient is in this deal purely to obtain the goods being received, it’s likely to be prostitution.
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I think we have more bank regulations than you do, and a history of even tighter regulations, so we've mostly only got four big banks and not so many small banks.
For such a small population that seems like plenty.
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Oh, wait, hang on yes I am because I have a bank account and I don't live in the third world.
Yeah, this sort of thing is available in the US, too, but practically no one uses them because checks for this sort of thing are easy and what everyone has always done. Plus you get to kill trees, which you guys don't really have so many of, so I can see why you'd need to fall back on electronic means to make up for your lack of resources.
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Illustrates point with a photo of a Windows XP computer.
Not only Windows XP, but Internet Explorer 6 too.
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Plus most US banks charge a $15-$50 fee for "push" EFTs, and only accept "pull" EFTs from businesses, but are happy to honor paper or electronic images of paper for free.
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Plus most US banks charge a $15-$50 fee for "push" EFTs, and only accept "pull" EFTs from businesses, but are happy to honor paper or electronic images of paper for free.
What year of what decade of what century of what millennium is this?
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@TwelveBaud said:
Plus most US banks charge a $15-$50 fee for "push" EFTs, and only accept "pull" EFTs from businesses, but are happy to honor paper or electronic images of paper for free.
What year of what decade of what century of what millennium is this?
As far as the banks are concerned it's the year of "FUCK YOU, GIVE US MONEY"
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Plus most US banks charge a $15-$50 fee for "push" EFTs
Wells Fargo doesn't. Ally Bank doesn't.
only accept "pull" EFTs from businesses
I'm able to transfer funds between my accounts at different banks by issuing pull requests with no problem. All personal accounts.
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I'm able to transfer funds between my accounts at different banks by issuing pull requests with no problem.
I wonder if Jeff would accept that kind of pull requests...
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Plus most US banks charge a $15-$50 fee for "push" EFTs, and only accept "pull" EFTs from businesses, but are happy to honor paper or electronic images of paper for free.
The limited experience I have of that is that they reserve the right to but don't if both involved banks are US banks.
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Those actually look like they might be concrete-filled steel tubes like you put to keep people from driving off the road.
You're talking bollards.
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Every time I wrote a cheque I had to Google how to fill it out properly because I live in a big(ger) city and no one accepts cheques for anything here except maybe rent. My apartment went to automatic payments a year ago so now, as far as I'm concerned, there's no reason for cheques to exist anymore.
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What, I don't even...
Charge to accept your money via a method that doesn't cost them anything?
In my 16 years of being an adult the only bank fees I've paid have been related to international currency conversion. I use a small bank that doesn't charge account keeping fees, with unlimited electronic transactions. I had a chequebook on my business account and probably wrote ... five? This was circa 2005 so it would be even easier to be fully electronic now.
I'm like the other Aussies and confused about the US banking system!
Though when I was a landlord I just took cash so didn't have to report it
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Just go to Japan.
I don't have to go that far, because there's an awesome shop in town where I live that sells manga, in some significant fraction of its glory. (The really hard core stuff doesn't make it to the West, but enough of the moderately hard core stuff does that it can be, um, interesting. And what gets over here shows that the saw that "only western men obsess about big breasts" is just so much bullshit.)Editor's note: "over here" means France.
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Editor's note: "over here" means France.
Wait, isn't France a province in Eurasia? Can't you just drive to Japan? I know it's good to support local businesses and all, but we live in a WORLD-wide world, man!
Filed under: Post me back some flavoured KitKats while you're there
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@Lorne_Kates said:
Can't you just drive to Japan?
Singapore would be easier to get to. Japan is an archipelago.
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@Lorne_Kates said:
Can't you just drive to Japan?
Singapore would be easier to get to. Japan is an archipelago.
Can I nominate this guy for a Whoosh badge?
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Can I nominate this guy for a Whoosh badge?
Just flag as 'something else' and mention Whoosh.
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If Woosh s are given for appropriate use of pendantry , I vote to get rid of the Whoosh badge altogether.
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Can I nominate this guy for a Whoosh badge?
<deadpan>I don't drive that fast.</deadpan>
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Charge to accept your money via a method that doesn't cost them anything?
The "fuck you give us money" thread over there may answer your question.
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Can I nominate this guy for a Whoosh badge?
http://www.democracyforvancouver.org/wp-content/uploads/2009/09/magic+8+ball+signs+point+to+no.PNG
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I was thinking pendantry badge myself.
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I think the pendantry badge is a contradiction in terms as currently implemented. We need a lanyard system as well.
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Having to look up words is a to jokes.
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I used to think so due to that happening a lot, then I started designing jokes where the punchline is actually intended to strike while you're looking up words in the dictionary. Maybe you used the wrong dictionary.
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I used to think so due to that happening a lot, then I started designing jokes where the punchline is actually intended to strike while you're looking up words in the dictionary. Maybe you used the wrong dictionary.
I want to see one of those. Unless it's just, "Hah, made you look up a non-existent word!"
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If Woosh s are given for appropriate use of pendantry , I vote to get rid of the Whoosh badge altogether.
When you clearly fail to get the joke (well, that's how I read Lorne's post, anyway, as a joke on American provincialism), that says "Whoosh" to me.
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@Lorne_Kates said:
Wait, isn't France a province in Eurasia? Can't you just drive to Japan?
Japan being in Eastasia, I have a feeling you’d have a hard time getting across the border what with the perpetual war and all.
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Hey @Steve_The_Cynic, got another one for you!