Insurance..



  • I'm travelling outside civilization this fall, so I went online to buy some insurance. The insurance was valid worldwide, except in "war zones". Since there's a bit of "social unrest" where I'm going I tried finding out where those zones were. The website didn't say, and when I called customer service I was put on hold for 10 minutes before I got an "uh... we'll have to call you back". That was yesterday. Also, they have unlimited hospital coverage, but illnesses only up to ~$850. Whatever that means.

    Are there really so few people who read the terms, even the insurance company forgets them? Reminds me about the time I tried reading the license agreement for Adobe Flash and was greeted with a PDF in Urdu.



  • @arh said:

    I'm travelling outside civilization this fall, so I went online to buy some insurance. The insurance was valid worldwide, except in "war zones". Since there's a bit of "social unrest" where I'm going I tried finding out where those zones were. The website didn't say, and when I called customer service I was put on hold for 10 minutes before I got an "uh... we'll have to call you back". That was yesterday. Also, they have unlimited hospital coverage, but illnesses only up to ~$850. Whatever that means.

    Are there really so few people who read the terms, even the insurance company forgets them? Reminds me about the time I tried reading the license agreement for Adobe Flash and was greeted with a PDF in Urdu.

    Why do you need insurance if you go outside civilization? You think that the good people at the hospital in Harare will take your blue cross paperwork when you walk in after an encouter with a landmine?



  • @arh said:

    I'm travelling outside civilization this fall, so I went online to buy some insurance. The insurance was valid worldwide, except in "war zones". Since there's a bit of "social unrest" where I'm going I tried finding out where those zones were. The website didn't say, and when I called customer service I was put on hold for 10 minutes before I got an "uh... we'll have to call you back". That was yesterday. Also, they have unlimited hospital coverage, but illnesses only up to ~$850. Whatever that means.

    Are there really so few people who read the terms, even the insurance company forgets them? Reminds me about the time I tried reading the license agreement for Adobe Flash and was greeted with a PDF in Urdu.


    Former co-worker told me about the time he actually read through his entire house insurance policy. He discovered that he wasn't covered for a meteor strike, but he was covered if a UFO crashed into his house. I pointed out that once it crashes into his house, it's no longer a UFO, but just a UO, and those aren't covered.



  • @mikeTheLiar said:

    I pointed out that once it crashes into his house, it's no longer a UFO, but just a UO, and those aren't covered.
    And once someone's given it a once over it simply becomes an O.



  • @arh said:

    I'm travelling outside civilization this fall, so I went online to buy some insurance. The insurance was valid worldwide, except in "war zones". Since there's a bit of "social unrest" where I'm going I tried finding out where those zones were. The website didn't say, and when I called customer service I was put on hold for 10 minutes before I got an "uh... we'll have to call you back". [...].

    But what you really need to know is not where the "war zones" are now, but where they will be when you are on your trip. You need to ask the CIA, not your insurer.



  • @PJH said:

    @mikeTheLiar said:
    I pointed out that once it crashes into his house, it's no longer a UFO, but just a UO, and those aren't covered.
    And once someone's given it a once over it simply becomes an O.
    When it goes from being a UFO to a UO, it can no longer crash into anything.  Or do you lose coverage for food poisoning once the poisoned stuff has reached the point in the digestive tract where it goes from "food" to "chyme"?



  • @Fjp said:

    But what you really need to know is not where the "war zones" are now, but where they will be when you are on your trip. You need to ask the CIA, not your insurer.

    True, but the insurance company should at the very least tell me which list they use, and point me to it.



  • @mikeTheLiar said:

    I pointed out that once it crashes into his house, it's no longer a UFO, but just a UO, and those aren't covered.
    When my house burned down the insurance company said it wasn't covered.  I told them "That's crazy.  I'm looking at the policy and it clearly says Fire and Theft".  They said "That's right.  It covers your house if it is robbed while on fire.  You should have gotten the Fire or Theft policy"**

     

     

    **This didn't actually happen, but it wouldn't surprise me if it did.



  • @El_Heffe said:

    @mikeTheLiar said:

    I pointed out that once it crashes into his house, it's no longer a UFO, but just a UO, and those aren't covered.
    When my house burned down the insurance company said it wasn't covered.  I told them "That's crazy.  I'm looking at the policy and it clearly says Fire and Theft".  They said "That's right.  It covers your house if it is robbed while on fire.  You should have gotten the Fire or Theft policy"**

     

     

    **This didn't actually happen, but it wouldn't surprise me if it did.


    Spoken like a true programmer.



  • @mikeTheLiar said:

    @El_Heffe said:

    @mikeTheLiar said:

    I pointed out that once it crashes into his house, it's no longer a UFO, but just a UO, and those aren't covered.
    When my house burned down the insurance company said it wasn't covered.  I told them "That's crazy.  I'm looking at the policy and it clearly says Fire and Theft".  They said "That's right.  It covers your house if it is robbed while on fire.  You should have gotten the Fire or Theft policy"**

     

     

    **This didn't actually happen, but it wouldn't surprise me if it did.


    Spoken like a true programmer.

    In your policy, it states clearly that no claim you make will be paid.



  • @El_Heffe said:

    @mikeTheLiar said:

    I pointed out that once it crashes into his house, it's no longer a UFO, but just a UO, and those aren't covered.
    When my house burned down the insurance company said it wasn't covered.  I told them "That's crazy.  I'm looking at the policy and it clearly says Fire and Theft".  They said "That's right.  It covers your house if it is robbed while on fire.  You should have gotten the Fire or Theft policy"**

     

     

    **This didn't actually happen, but it wouldn't surprise me if it did.

    So I got the "fire or theft" policy, and when my house caught fire, a load of the local toe-rags sneaked in and pinched loads of my stuff. The insurance policy didn't cover this because it only covered one or the other, not both.


  • Winner of the 2016 Presidential Election

    @Matt Westwood said:

    @El_Heffe said:

    @mikeTheLiar said:

    I pointed out that once it crashes into his house, it's no longer a UFO, but just a UO, and those aren't covered.
    When my house burned down the insurance company said it wasn't covered.  I told them "That's crazy.  I'm looking at the policy and it clearly says Fire and Theft".  They said "That's right.  It covers your house if it is robbed while on fire.  You should have gotten the Fire or Theft policy"**

     

     

    **This didn't actually happen, but it wouldn't surprise me if it did.

    So I got the "fire or theft" policy, and when my house caught fire, a load of the local toe-rags sneaked in and pinched loads of my stuff. The insurance policy didn't cover this because it only covered one or the other, not both.


    I think you mistakenly got the "fire xor theft" policy.



  • @joe.edwards said:

    @Matt Westwood said:
    @El_Heffe said:

    @mikeTheLiar said:

    I pointed out that once it crashes into his house, it's no longer a UFO, but just a UO, and those aren't covered.
    When my house burned down the insurance company said it wasn't covered.  I told them "That's crazy.  I'm looking at the policy and it clearly says Fire and Theft".  They said "That's right.  It covers your house if it is robbed while on fire.  You should have gotten the Fire or Theft policy"**

     

     

    **This didn't actually happen, but it wouldn't surprise me if it did.

    So I got the "fire or theft" policy, and when my house caught fire, a load of the local toe-rags sneaked in and pinched loads of my stuff. The insurance policy didn't cover this because it only covered one or the other, not both.


    I think you mistakenly got the "fire xor theft" policy.

    What happens if a xor policy has more than two arguments? Any one or all of (fire, ufo crash, theft) covered, but not two or zero?


  • Winner of the 2016 Presidential Election

    @Vempele said:

    @joe.edwards said:
    @Matt Westwood said:
    @El_Heffe said:

    @mikeTheLiar said:

    I pointed out that once it crashes into his house, it's no longer a UFO, but just a UO, and those aren't covered.
    When my house burned down the insurance company said it wasn't covered.  I told them "That's crazy.  I'm looking at the policy and it clearly says Fire and Theft".  They said "That's right.  It covers your house if it is robbed while on fire.  You should have gotten the Fire or Theft policy"**

     

     

    **This didn't actually happen, but it wouldn't surprise me if it did.

    So I got the "fire or theft" policy, and when my house caught fire, a load of the local toe-rags sneaked in and pinched loads of my stuff. The insurance policy didn't cover this because it only covered one or the other, not both.


    I think you mistakenly got the "fire xor theft" policy.

    What happens if a xor policy has more than two arguments? Any one or all of (fire, ufo crash, theft) covered, but not two or zero?

    Takeaway: if a UFO crashes into your house and catches fire, you'd better hope the alien steals something.



  • @joe.edwards said:

    @Vempele said:
    @joe.edwards said:
    @Matt Westwood said:
    @El_Heffe said:

    @mikeTheLiar said:

    I pointed out that once it crashes into his house, it's no longer a UFO, but just a UO, and those aren't covered.
    When my house burned down the insurance company said it wasn't covered.  I told them "That's crazy.  I'm looking at the policy and it clearly says Fire and Theft".  They said "That's right.  It covers your house if it is robbed while on fire.  You should have gotten the Fire or Theft policy"**

     

     

    **This didn't actually happen, but it wouldn't surprise me if it did.

    So I got the "fire or theft" policy, and when my house caught fire, a load of the local toe-rags sneaked in and pinched loads of my stuff. The insurance policy didn't cover this because it only covered one or the other, not both.


    I think you mistakenly got the "fire xor theft" policy.

    What happens if a xor policy has more than two arguments? Any one or all of (fire, ufo crash, theft) covered, but not two or zero?

    Takeaway: if a UFO crashes into your house and catches fire, you'd better hope the alien steals something.

    Why is there no operator that works like xor with multiple arguments? Inclusive or and and work sensibly in chains, but a xor b xor c is not the same as xor(a, b, c).

    :(



  • @joe.edwards said:

    Takeaway: if a UFO crashes into your house and catches fire, you'd better hope the alien steals something.
    I almost Lol'd
    <br>


  • Discourse touched me in a no-no place

    @Ben L. said:

    a xor b xor c is not the same as xor(a, b, c)
    You have an… interesting take on logic there. Please write out the truth table for xor(a,b,c) so we can understand what planet you're operating on.



  • @dkf said:

    @Ben L. said:
    a xor b xor c is not the same as xor(a, b, c)
    You have an… interesting take on logic there. Please write out the truth table for xor(a,b,c) so we can understand what planet you're operating on.

    Forget it, he'll just post screenshots. I think all those screenshots are a sign of some weird paraphilia, like a kind of twisted exhibitionism.



  • @dkf said:

    Please write out the truth table for xor(a,b,c)


  • Discourse touched me in a no-no place

    @Ronald said:

    Forget it, he'll just post screenshots. I think all those screenshots are a sign of some weird paraphilia, like a kind of twisted exhibitionism.
    So long as they're pictures of the truth wooden table for a three-way XOR, I don't mind too much.



  • @El_Heffe said:

    @dkf said:

    Please write out the truth table for xor(a,b,c)

    did you do that in OpenOffice



  • For the sake of clarity, please express all logic operations using only (a NAND (b NAND b) ) NAND ( (a NAND a) NAND b ) operators where a and b are NAND and NOR respectively.



  • @Ronald said:

    @El_Heffe said:

    @dkf said:

    Please write out the truth table for xor(a,b,c)

    did you do that in OpenOffice

    No.  I am not a communist.

     


  • Discourse touched me in a no-no place

    @da Doctah said:

    "chyme"?

    There's a word you don't run across every day.



  • @El_Heffe said:

    I am not a communist.

    There are three categories of people allowed to smoke the pipe (the regular one, not the Baltimore Glassware Edition):


    1. Sea captains
    2. Old African-American blues musicians
    3. Communists


    If you are not a communist, which one are you?


  • @Ronald said:



    If you are not a communist, which one are you?
     

    4.  Sitcom father from the 50's

     



  • @Ronald said:

    If you are not a communist, which one are you?

    He's clearly an internet dog.



    1. Great Depression farmer


  • Winner of the 2016 Presidential Election

    1. Detective





    2. Wizard



  • @joe.edwards said:

    6. Detective





    Kudos for not using the metrosexual version from the new series. In which Watson HAS A FUCKING BLOG.*

    * at least he does not go in the Apple store to write his posts.



  • Seemed obligatory.



  • @joe.edwards said:

    6. Detective





    1. Wizard

    8. Feminist role model




  •  (continuing)

    9. Soldier

     

    10. Sailor

     

    11. Hobbit lord


    12. Jolly old elf

     


Log in to reply
 

Looks like your connection to What the Daily WTF? was lost, please wait while we try to reconnect.