I am going to reply without reading the whole thread because reading is a to .
You need to pay the floof tax.
Join this group to spectate the Self-Serve Mafia game.
.. "your lack of planning is not my emergency.
", they're going to get a lot more candy
You do realize that more and frequent preventative care helps prevent serious illness which is more costly down the line, right? In this instance, you want everyone to get a lot of candy, because they end up spending less in the long run if they do.
what's the difference between said mugger and the government depriving you of liberty and/or property if you don't pay your taxes so the government can give healthcare, money, or whatever to someone else?
What's the difference between being forced to pay rent to live in a house and being forced to pay taxes to live in a civilized society?
A few years ago my wife needed shoulder surgery (rotator cuff repair). We ended up going with a doctor whose location was very inconvenient and who was going to be by far the most expensive of the three options we'd looked at. But he was also far and away the best and we haven't regretted it at all.
You're lucky. Right now, there's no way I could pay for something like that. Even the bit left over after my insurance... if it overflowed what I have left in my FSA for the year, I'd be screwed. I have too much other debt to pay right now. And that's the kind of misery I believe the government's job is to prevent you from: becoming homeless due to unavoidable medical debt.
The great success of up front medical pricing has always been Lasik eye surgery.
But this is an entirely optional procedure, one that competes with the price of glasses rather than hospitals. I feel like the prices of optional luxuries are a great place for the free market, because you can choose not to buy at all if the choices are all bad. With necessary health care, you cannot choose not to pay. They have you hostage.
My current thinking is that actual catastrophic insurance combined with health savings accounts for more routine stuff. Poor people could get subsidized premiums and money to go into the accounts. All the health stuff can be paid with pre-tax money.
I ran out my FSA last year, and I'm not that sick. And that's with insurance. (expensive insurance). So I'm skeptical that unless we do something to control prices, poor people will ever be able to put aside enough money for even routine care. I like the idea of a single payer because it acts as a price control: the government agrees to subsidize and reduce the cost by $X for all citizens. Other ways of achieving that goal are fine with me. Claiming "the free market will take care of it" doesn't sit right with me, though, because I've never seen the free market actually lower prices on stuff like this. Prices always go up, even if they have to come up with borderline-illegal gentleman's' agreements like utility companies do to ensure they can keep raising prices.
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